Health Insurance

PWAG offers a variety of Group Health Benefit Plans including fully-insured and self-insured health benefits. 

Fully Insured Health Benefits

PWAG will provide a seamless solution to meet the fully insured healthcare benefit needs of an organization through our multiple partnerships.

Self-Insured Health Benefits

PWAG offers self-insured benefit plans to businesses with more than 100 employees. Selecting these plans will provide many advantages to your organization, including:

• Elimination of most premium tax

• Lower cost of operation

• Carrier profit margin and risk charge eliminated

• Effective claim processing

• Cost and utilization controls

• Cash flow benefit

• Return on investment for reserves

• Control of plan design

• Mandatory benefits avoided

• Administration tailored to the employer's needs

• Risk management effectiveness through Stop Loss insurance