Some PWAG Partners are:
Patrick L. Brown, CSA, MBA
Patrick Brown is a principal of Willow Financial Services, LLC with more than 30 years of experience in the insurance and financing industry. Before founding Willow Financial Services, he was vice president of a Fortune 500 insurance company, managing their small business division and controlling over 8 billion dollars of insurance and financial services. His educational background includes an undergraduate degree from Loyola College of Maryland and an MBA from the Sellinger School of Business and Management at Loyola College of Maryland. His expertise encompasses wealth management and estate planning, as well as health and disability insurance. Patrick Brown has been recognized by many national healthcare organizations and is involved with many charitable organizations including the Associated Italian American Charities of Maryland, Hands Across the Americas, the Friendly Sons of Saint Patrick, the Hibernian Society, the O'Dwyer House, the MS Society, the Healing Hands Foundation, St. Agnes, and the American Students Fund.
Thomas K. Chamness
Tom Chamness is the Director of Business Development for Consolidation Campus. Tom is working with local colleges and universities, insurance agencies, wealth management firms, human resource directors, restaurants, retailers, etc. to promote and provide access to education financing for both current and former students. Tom has worked in the student loan business for over 6 years and has spent almost 20 years in the financial services industry. Tom began his career with MBNA in Newark, DE after graduating from the University of Delaware with a bachelor’s degree in psychology.
Eric S. Cochran
Eric Cochran has been a specialist in Individual Long Term Disability and Long Term Care policies since 1991. Eric is a Certified Instructor for Continuing Education and teaches several courses per year. He has been published multiple times on the topic of Individual Disability Insurance. Eric has served as a mentor for a dozen Disability Specialists over the past decade. He has earned much recognition for his expertise .
Christopher Currey
Chris Currey and his group of Realtors, located in downtown Baltimore, have over 20 years experience in residential real estate sales and rentals. The Currey Group recently achieved the highest sales production award by being inducted into the “Master” level within Long and Foster Real Estate, Inc.. While both living and working in Baltimore City, Chris and his group have achieved an intimate knowledge and awareness of Baltimore’s numerous neighborhoods. Whether you are relocating, looking to purchase or rent a home, the Currey Group along with the resources of Long and Foster Real Estate, Inc. will make it a seamless transaction. The Currey Group is also linked up with an International Network of Realtors who can also assist you in the event that you are relocating out of the Baltimore area.
Norman M. Dy, MD
Dr. Norman Dy is a special consultant to PWAG. He is the program director of internal medicine at Saint Agnes Hospital. His outstanding educational background includes; an undergraduate degree from Yale University, a medical degree from Stanford University, and performed his residency at the Mayo Clinic. Dr. Dy focuses on senior preventive medicine and how to optimize the quality of life.
Timothy McCully
Tim is President of Atlantic Federal Mortgage Co. and has over 13 years of experience in mortgage banking. He is endorsed by many organizations including the Fraternal Order of Police, Maryland State Troopers Association, and both Baltimore County and City Public Schools just to name a few.
Richard A. Onorato, CSA
Rick is a principal of Willow Financial Services, LLC, who brings more than 30 years of experience as a financial consultant to the table. His services include but are not limited to tax and retirement planning, investments, and estate conservation. Rick has a wealth of expertise in Profit Sharing, Simple IRA, SEP IRA, 401(k), Safe Harbor and Defined Benefit Plans -- with emphasis on 412(i) Creative Design Plans for maximum employer wealth accumulation. He is very active in local charitable organizations such as the Associated Italian American Charities of Maryland, Our Daily Bread and the Christopher House. Mr. Onorato has been endorsed by the National Association of Home Care along with other national healthcare organizations.
Robert C. Oplinger, CLU
Bob has been in the Disability and Life Insurance industry for more than
30 years. Before joining Physicians Wealth Advisory Group he had been a
Brokerage Consultant and Branch Manager for on of the largest disability
carriers in the country. He managed the brokerage office and sale of
disability for the state of Maryland and received many company awards
for volume of sales. Bob received the Chartered Life Underwriter
designation form the American College in 1982 and has been recognized
many times as a disability expert. He is a graduate of Wake Forest
University where he played on the football team.
A. Thomas Pedroni, Esq.
Tom Pedroni is a principal in Ober|Kaler's Health Law Group. He brings nearly two decades of healthcare experience to the firm with a practice that includes physicians, institutions, health information technology, insurance, risk management, and alternative risk financing. For many years, Tom Pedroni has served as managing attorney for Johns Hopkins Health Systems and Hospital Risk Management. His educational background includes an undergraduate degree from Johns Hopkins University and a law degree from University of Maryland. Mr. Pedroni was featured as one of the top ten in country in the 2008 Nightingale's Healthcare News "Outstanding Physician Practice Lawyers" list.
Kevin T. Scott, Jr. (Intern)
Kevin is attending Towson University and is majoring in Business Entrepreneurship and Business Administration. Kevin is actively introducing Physician Wealth Advisory Group services to the interns, physicians and doctors in the Baltimore-Washington area. Kevin carries a 3.5 GPA and has received an academic award of excellence at Virginia Wesleyan College in the Liberal Arts Management Program. While attending, St. Paul's high school, he received a Spirit Reward for Varsity Lacrosse and won a championship and was also an active athlete at Wesleyan for two years. Kevin attended the International College of Management at Sydney in Australia and interacted with students from over 60 different countries.
Maneesh Sharma, MD
Dr. Sharma is director of Interventional Pain Medicine and of the Pain Solutions Center at Good Samaritan Hospital and Upper Chesapeake Hospital. He is also an assistant professor in the Department of Anesthesiology and Critical Care Medicine at the Johns Hopkins Hospital. He grew up in Wyoming, received his undergraduate degree from University of Wisconsin and his MD at the Medical College of Wisconsin. He performed internships at St. Francis Evanston/Northwestern Hospitals and completed his residency and fellowship at the Johns Hopkins Hospital. Dr. Sharma's interests include surgical and interventional treatment of complex pain conditions, including central spinal cord/peripheral stimulation for chronic neurologic pain and minimally invasive surgery for repairing injured intervertebral spinal disks. His research has included work on free radicals and controlling their effects on aging and neural function, as well as clinical work on treatments of neuropathic pain.
Matthew H. Waylett
Matthew Waylett, president of Consolidation Campus, LLC specializes in student loan consolidation. In addition, he is vice president of TITLE, Inc. which provides real estate title services covering the entire east coast as well as some mid-western states. He has over 16 years of combined experience in financial planning and real estate practices. He received his undergraduate degree in economics from Elon University in North Carolina.